MEGAPERYA Maya — Limits, Fees & Settlement

Maya comes up constantly in Philippine casino discussion, though the figures attached to it usually originate with the casino, not Maya. The figures on this page come straight from the provider’s own publication.

Maya at a glance

Maya states these as MONTHLY wallet limits. Per GCash’s own wording, the ceiling tracks a balance held at any one time. That side-by-side pairing keeps getting offered, but it stays meaningless, because the two numbers each measure something different.

What’s shown here reflects a single moment — 2026-09 — not something tracked live. Limits and fees can shift at any payment provider with zero warning, so its own page remains the only place with current numbers.

What Maya says about gambling transactions

A direct look at Maya’s e-wallet terms and conditions shows no gambling clause at all, just broad restrictions on illegal activity and anti-money-laundering breaches. Suspension or cancellation of the card is the stated result when its separate CREDIT CARD terms flag ‘illegal gambling or unauthorized game of chance’ as a restricted transaction. Maya’s in-app gambling and gaming links were removed in August 2025, once BSP Memorandum M-2025-029 applied to it as well. A credit card agreement’s restriction stays with the card, never reaching the wallet — which is why the two products need distinguishing.

Verification tiers

• Basic — This tier holds the wallet to PHP 50,000 a month and purchases to PHP 50,000 a day At this tier you lose both InstaPay bank transfers and the ability to send to other Maya users
• Upgraded — A video selfie plus valid ID and a verified address are what this asks for. Capped at PHP 20,000 per transaction and PHP 100,000 daily for sends to a Maya user, PHP 50,000 daily (PHP 100,000 monthly) for InstaPay out, PHP 100,000 daily for purchases, and PHP 100,000 monthly for the wallet itself
• Super Users — Monthly wallet room and each daily purchase-and-send limit all land on PHP 500,000. This tier’s qualifying criteria go unpublished, Maya keeping that information to itself
• Ultimate Users — The wallet’s PHP 5,000,000 monthly cap is mirrored by PHP 5,000,000 daily caps on both purchases and sends. This tier’s qualifying criteria go unpublished, Maya keeping that information to itself

The published ceiling of PHP 5,000,000 monthly caps Ultimate Users, PHP 500,000 caps Super Users, PHP 100,000 caps the Upgraded tier, and PHP 50,000 caps Basic accounts applies to the tier stated above, not to every account.

How fast money actually moves

Maya settles when the transfer runs through wallet-to-wallet or InstaPay it lands in real time, and through PESONet it lands by the same banking day. That’s about the rail rather than the casino — a withdrawal can sit in an operator’s own review before it ever reaches Maya, and that review is usually what causes the wait.

A per-transaction cap of Upgraded-tier accounts can move PHP 20,000 per transaction to another Maya user and PHP 50,000 per day through outgoing InstaPay transfers applies, which is why a larger transfer sometimes has to be split.

Paying with Maya at MEGAPERYA

1. Log into your MEGAPERYA account, then head to the cashier.
2. Maya shows up as a payment option in your account’s cashier — that’s the one worth selecting.
3. Make sure the name on your MEGAPERYA account matches the name on your Maya account.
4. Take a moment to check the cashier screen’s minimum, maximum and any fee — confirm the amount once that’s done.

Your account’s current limits live on the cashier screen — give it a look ahead of trying any payment method for the first time.